Spring and Summer rains can create problems for home owners in low lying areas, areas with poor drainage or other conditions. However, even homeowners in low to moderate flood prone areas can be at risk. Check out this link to FEMA’s website for information on the National Flood Insurance Program for info on obtaining flood insurance and the myths surrounding who may need such insurance.
The following links to articles may also be useful.
Facts On Flooding And Flood Insurance (0.1 MiB)
Repairing Your Flooded Home (0.7 MiB)